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Discounts Offered

The Discount Sheet details Alinsco savings like Homeowners, Prior Proof, EFT, and Telematics discounts.


At Alinsco Insurance, we have a wide arrange of different discount options available for insureds depending on their needs. Look below a list of our qualifying discounts:


Homeowners Discount:

Submission of proof is required (Garaging address must be titled to the named insured or spouse of the named insured/policyholder. If the spouse is not a listed driver, as long as they are excluded, it qualifies).


Acceptable proof:

  • Tax statement (This can be found online)

  • Homeowners’ Insurance Policy

  • Mortgage Statement

  • Deed of Trust (need to call for approval due to the information needed)


Proof of Prior Discount:

  • Qualifies for a 6, 12, or 24 month discount with no more than a 30 day lapse.

  • Acceptable proof: ID cards, declaration page, renewal declaration page, letter of experience (Alinsco can also be used as proof of prior insurance).


Advance Quote Discount:

Must carry at least 6 prior and make the effective date at least 1 day in the future with NO lapse in coverage.


In-Agency Discount:

The proof of prior needs to have your agency’s name. (If prior insurance is Alinsco, it does not qualify for this discount). To qualify for this discount the insured must qualify for the Prior Insurance Discount and be a current customer of your agency.


EFT Discount:

The monthly payments will be withdrawn from insured's checking or credit card account automatically each month.


Full Disclosure Discount:

This discount is added automatically by disclosing their full driving/claims history. Claims reports may be run prior to the policy being sold.


5% Telematics Discount Available for all 6-Month Products:

Insureds that opt to download the Alinsco App and enable trip monitoring can save up to 25% after 30 days of monitoring driving habits/miles driven. If insured continue to allow trip monitoring during the whole policy term, they are eligible for additional discounts upon renewal.



Have a question? Chat with our agent support staff, who are always available to assist you.


Visit www.alinscoagents.com for more information.

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