Alinsco’s Smart Driving App offers clients the opportunity to save on their insurance premiums, manage policies more efficiently, and benefit from telematics rewards—all while giving clients full control over app permissions. These benefits are available only when clients choose to activate location tracking.

Key Features and Benefits of the Alinsco Smart Driving App

Telematics-Driven Savings and Rewards

Alinsco’s Smart Driving Program provides clients who enable tracking with access to exclusive discounts and rewards based on driving habits:

• Driving Stats & Trip History: Clients can monitor driving patterns and trip data, which contributes to potential savings.

• Safety Rewards: Rewards for safe driving encourage responsible behaviors, with no penalties for clients who prefer to drive as usual.

Convenient Policy Management

Clients can access their insurance details anytime, simplifying policy management:

• Policy Details: View insured name, policy number, vehicle information, agency contact, and other drivers on the policy.

• ID Card Retrieval: Clients can download a PDF of their insurance ID card directly from the app.

• Make a Payment: In-app secure payment options make it easy for clients to stay current on their premiums.

• Report a Claim: Start claims, record audio, and submit photos directly, reducing paperwork and stress.

Enhanced Family Safety and Sharing Options

Additional family-oriented features become available when tracking permissions are enabled:

• Location & Score Sharing: Clients can share location and driving scores with family members, enhancing family safety.

• Family Safety Dashboard: Provides visibility into driving behaviors across family members for added peace of mind.

No Premium Increases for Non-Users or First-Term App Users

Clients who choose not to download the app will not experience a premium increase. Additionally, for those who do use the app, there are no premium increases for any driving behavior recorded during the first term. This ensures clients have the flexibility to use the app without concern for initial premium impact.

Get Started with the Alinsco Smart Driving App

Direct clients to download the Alinsco Smart Driving App on the App Store or Google Play. Activating location tracking opens the door to all features, allowing clients to start saving right away.

For guidance on helping clients set up and use the app, reach out to your Alinsco marketing or sales representative. The Smart Driving App is a valuable tool to enhance client satisfaction, reduce costs, and improve the insurance experience.

If the insured does not download the mobile app, will their premium go up?

While premiums will not increase if insured customers choose not to download the Alinsco mobile app, using the app offers key benefits that can help them save money and improve their insurance experience. Here’s what you can share with customers about why downloading the app is a smart choice:

Key Benefits of the Alinsco Insurance App for Your Customers

1. Potential for Safe Driving Discounts
The Alinsco app may track driving behaviors, and if customers drive safely, they may become eligible for safe driving discounts. Encourage customers to download the app and maintain safe driving practices, which can help them save on their premiums.

2. Streamlined Claims Processing
Through the app, customers can quickly report accidents, upload photos, and submit relevant details, which can significantly speed up the claims process. By doing this through the app, they reduce the stress and time involved in filing a claim.

3. Payment Reminders and Due Dates
The app provides reminders and notifications about payment due dates, helping customers avoid late fees or coverage lapses. This ensures they stay up to date on payments, reducing the chance of additional costs related to missed payments.

4. Easy Access to Policy Information
Insureds can access their policy details anytime within the app, eliminating the need for time-consuming inquiries and helping them stay informed about their coverage. This convenience keeps them engaged with their policy terms and reduces unnecessary communication overhead.

By recommending the Alinsco app, you’re helping customers save time, avoid unnecessary costs, and potentially earn safe driving discounts—all of which contribute to a more positive and valuable insurance experience.