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Discounts Offered

At Alinsco Insurance, we have a wide arrange of different discount options available for insureds depending on their needs. Look below a list of our qualifying discounts.

Homeowners Discount:

Submission of Proof Is Required (Garaging address must be titled to the named insured or spouse of the Named Insured/ Policy Holder, if the spouse is not a listed driver, as long as it's excluded it qualifies).

Acceptable proof:

  • Tax statement (This can be found online)

  • Homeowners' Insurance Policy

  • Mortgage Statement

  • Deed of Trust (need to call for approval due to the information needed)

Proof of Prior Discount:

  • Qualifies for 6, 12 or 24 month discount with no more than a 30 days lapse.

  • Acceptable proof: ID cards, declaration page, renewal declaration page, letter of experience (Alinsco can be used as proof of prior insurance).

Advance Quote Discount:

Must carry at least 6 months prior and make the effective date at least 1 day in the future with NO lapse in coverage.

In-Agency Discount:

The proof of prior needs to have your agency's name (if prior insurance is Alinsco; it does not qualify for in agency). To qualify for this discount the insured must qualify for the Prior Insurance Discount and be a current customer of your agency.

EFT Discount:

The monthly payments will be withdrawn from insured's checking or credit card account automatically each month.

Full Disclosure Discount:

This discount is added automatically by disclosing their full driving/ claims history. Claims reports may be ran prior to the policy being sold.

5% Telematics Discount Available for all 6-Month Products:

Insureds that opt to download the Alinsco App and enable trip monitoring can save up to 25% after 30 days of monitoring driving habits/ miles driven. If insured continue to allow trip monitoring during the whole policy term, they are eligible for additional discount upon renewal.

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