Does Alinsco offer higher than minimum limits?

No, Alinsco does not provide higher-than-minimum liability limits. Coverage is limited to the state-required minimums set by Texas law, which means agents should ensure clients are aware that extended liability options aren't available through Alinsco policies.

Do you have policies outside of Texas?

No, Alinsco policies are only available for vehicles garaged in Texas. Coverage is restricted to Texas-registered and -garaged vehicles, so please confirm that all client vehicles meet this criterion before submitting applications.

Can an insured have more than one policy?

Yes, an insured can have more than one policy with Alinsco, provided that the ratio of vehicles to drivers is maintained (one more vehicle than the number of drivers) and that all vehicles are garaged at the same address. Please confirm these requirements when setting up multiple policies for a client.